Evaluation and Study of Individual Differences in Banking Sector - Free Essay Example

Sample details Pages: 5 Words: 1646 Downloads: 4 Date added: 2017/06/26 Category Finance Essay Type Argumentative essay Did you like this example? Individual differences is a cornerstone subject area in modern psychology.   In many ways, it is the classic psychology that the general public refers to it refers the psychology of the person the psychological differences between people and their similarities. Plato  stated more than 2000 years ago: No two persons are born exactly alike; but each differs from the other in natural endowments, one being suited for one occupation and the other for another. Individual difference psychology examines how people are similar and how they differ in their thinking, feeling and behaviour.   No two people are alike, yet no two people are unlike.   So, in the study of individual differences we strive to understand ways in which people are psychologically similar and particularly what psychological characteristics vary between people. Don’t waste time! Our writers will create an original "Evaluation and Study of Individual Differences in Banking Sector" essay for you Create order In the Western psychology approach to individual differences, it is generally assumed  that: People vary on a range of psychological attributes It is possible to measure and study these individual differences individual differences are useful for explaining and predicting behaviour and performance We can classify people psychologically, according to their intelligence and personality characteristics, for example, with moderate success, however people are complex and much is still left unexplained.   There are multiple and often conflicting theories and evidence about individual difference psychology. Human beings have been aware of individual differences throughout history, e.g. Gender differences -hunters=men, gatherers=women Intelligence differences caste, class, education, etc. Personality differences job specialisations Early study of individual differences We have come a long way since Franz Gall invented  phrenology  in the early 1800s. Phrenology is the study of an individuals bumps on the skull, which supposedly reveal character traits and mental abilities. Phrenology had such vogue that by 1832 there were 29 phrenological societies in Britain and many journals in both the UK and US devoted to the study of phrenology. It was seriously proposed to select Members of Parliament from their bumps. Some phrenologists even moulded childrens heads to accentuate good qualities and minimise bad ones! Despite the theory being incorrect one of its assumptions holds true: the idea that various brain regions have particular functions. Darwin  suggested that nature selects successful traits through the survival of the fittest. His cousin,  Sir Francis Galton(1822-1911) concluded that he could apply the principle scientifically. Why not measure human traits and then selectively breed superior people? He assume d human traits, everything from height and beauty to intelligence and ability, to personality traits such as even-temperedness, were inherited. Modern psychology has formalised the study of individual differences over the last 100 years.   Individual differences psychology is still a young science and a relatively recent development in modern psychology.   There are still many debates and issues. Current knowledge will change and evolve.   So, have an open-minded, but critical perspective as we go along! Since there are multiple and controversial viewpoints, it is necessary to move beyond reliance on personally preferred viewpoints to also embrace alternative perspectives, particularly those which are utilized in psychological practice and which have solid research support. Abstract: Banks in India have succeeded in promoting new services to its customers. The likelihood of current customers is tempted to do business online. Based on extant literature on bank marketing, a questionnaire was designed. Then, in a large-scale survey by means of personal and telephone interviews, data was obtained from bank customers. This paper focuses on the adoption of internet banking by existing banks customers through an investigation of the factors that influence customers acceptance of internet banking service. The questionnaire was designed from the literature review. It included 29 variables which will help in enhancing the satisfaction of the customer with usage of internet banking in India. Six Indian banks were chosen where the questionnaire was randomly administered to 210 respondents who were also customers of the bank. Out of 210 questionnaires, 196 were completed questionnaires. The banks chosen for the purpose of the study were the ones who have strong retail prese nce and offer comprehensive range of information to the customer. An exploratory study of the Indian customers in six banks is conducted to identify the factors which lead to adoption of internet banking services with the help of data reduction technique called factor analysis. Decision Style Measures Measures of decision style  assess the ways in which individuals approach decision making, or thinking more generally (e.g., whether individuals adopt a rigorous analytic style or a gut-based experiential style). Within decision style, we include: Measures of decision style, which were specifically designed to assess individuals approaches to decision making. Measures of cognitive style, which were designed to assess individuals approaches to thinking more generally, but have been successfully applied to decision making. Measures of epistemic motivation, which were designed to assess motivated cognition, but have been successfully applied to decision making. Closely related are measures of  ambiguity (in)tolerance. IMPACT OF MOTIVATION ON EMPLOYEES PERFORMANCES. Impact of motivation on employees performances: A case study of banking sector  Background and Literature There argues that current knowledge of motivation and performance has been inadequate as there identifies set of variables that may influence bank employees motivation and performance. The model incorporate constructs and research findings from disciplines, the research primary purpose is to provide model or research framework and several hypotheses to help guide empirical research in motivation keeping at Nigeria banking sector.  Motivation serves as essential paradigm in determining professional growth, in attaining performance development among Nigerias banking employees. There will be theoretical posits verifying motivation approaches applied in Nigerian banks such as bank managers in general. Motivation at work is in popular area of research influenced by modern research stature (  and , 2004)  and provided sense of understanding of work motivation,   and  Ãƒâ€šÃ‚   (1975) asserted, the more effort expected by the employees on their jobs, the more motivated they are to become, creating perpetuating cycle of performances due to motivation. The research provides ideal interest to the researcher because in every work setting motivation comes in the picture as it can be recognized and unrecognized in certain ways.  In addition, agreeing that motivation incurs strong basis for value integrity as there can be options adhering to real specifications of humanistic attitude that can be seen into self response within the grounds of the work environment that in a way support satisfaction that leads to the fulfillment of basic needs and goals. Ideally, there can be involvement on individual differences as viewed well by means of study investigation that does relate to work motivation and its underlying performance. Methodology Work motivation and performance will be analysed from the perspective of motivation theory as central for the analysis is the relation of banking sector employees with the motivation to exert effort on behalf of performance recognition. There will be presence of theoretical analysis as well as empirical review of several studies of known effects and relationship linking to motivation and performance as it maybe positively related to impacts of motivation on employee performance, effective performance is perceived to be Nigerias banking sector plan and interest. The methodology  seeks to generate empirical data to inspire measures for motivation survey research. The study will adopt qualitative approach, using focus group of a total of 15 participants as to be selected in the HR area of specific banking sector located in Nigeria. Several procedures are applied to carry out rigorous research analysis in forms of survey questionnaire upon presenting research evidences and fi ndings. Alternative methodology can be possible in such case study approach. There is integration of focus group in the study, first group will detect what motivate bank employees, second group will find out how Nigerias banking sector in HR area are doing with regards to motivation and performance. Reliability and Validity of research evidence to construct desirable evidence has to be in a conformed process wherein research biases and lapses if any will not hamper research goals and objectives. Thus, the integration of literature should look further on certain measures to critically evaluate theories in framework and adhere to several concepts of research that is causal to the core function of the overall study development and its process. The imposing of relevant research studies will then incur and play a crucial role to achieve research spontaneity and vigor for assessment of research standards linking towards the completion of the dissertation plan. The literature study serves as major factor from data analysis is found within effective facets of research and right amount of knowledge. Individual differences in decision making: Drive and reward responsiveness affect strategic bargaining in economic games Background In the growing body of literature on economic decision making, the main focus has typically been on explaining aggregate behavior, with little interest in individual differences despite considerable between-subject variability in decision responses. In this study, we were interested in asking to what degree individual differences in fundamental psychological processes can mediate economic decision-making behavior. Methods Specifically, we studied a personality dimension that may influence economic decision-making, the Behavioral Activation System, (BAS) which is composed of three components: Reward Responsiveness, Drive, and Fun Seeking. In order to assess economic decision making, we utilized two commonly-used tasks, the Ultimatum Game and Dictator Game. Individual differences in BAS were measured by completion of the BIS/BAS Scales, and correlations between the BAS scales and monetary offers made in the two tasks were computed. Results We found that higher scores on BAS Drive and on BAS Reward Responsiveness were associated with a pattern of higher offers on the Ultimatum Game, lower offers on the Dictator Game, and a correspondingly larger discrepancy between Ultimatum Game and Dictator Game offers. Conclusion These findings are consistent with an interpretation that high scores on Drive and Reward Responsiveness are associated with a strategy that first seeks to maximize the  likelihood  of reward, and then to maximize the  amount  of reward. More generally, these results suggest that there are additional factors other than empathy, fairness and selfishness that contribute to strategic decision-making.

Similarities in I Do Not Love You Except Because I Love...

The poem â€Å"I Do Not Love You Except Because I Love You† by Pablo Neruda uses many literary techniques to get its point across, and inadvertently relates to Shakespeare’s famous comedy â€Å"Much Ado About Nothing.† Neruda’s poem is filled with literary techniques that help the reader understand it’s meaning. First, this poem combines two general poetry types: it is a narrative poem because it tells a story and it is a lyric poem because it includes the writer’s feelings and passion. Also, Neruda includes a set time frame, â€Å"Maybe the January light will consume my heart†. In addition, the author uses many descriptive elements to describe his love, â€Å"I will die of love because I love you†. He uses powerful words and deep statements that help the reader understand how to feel or perceive love. Pablo Neruda’s poem also connects to both sets of couples in Shakespeare’s â€Å"Much Ado About Nothing.† It is obvious that lines from this piece can relate to Beatrice and Benedick. â€Å"I hate you deeply, and hating you/Bend to you, and the measure of my changing love for you† this line connects to the indecisive couple because throughout the play, they constantly bicker. In the end, however, they admit their love for one another. In addition, lines from Neruda’s poem also connect to Claudio and Hero. â€Å"I go from loving to not loving you† this quote could connect to the second couple, since Claudio believes Hero cheats on him, he quickly changes his mind and ‘stops’ loving her. Tatiana

E-Business Applications Of IGA Samples †MyAssignmenthelp.com

Question: Discuss about the E-Business Applications Of IGA. Answer: Introduction Retail Business is in its big transformation phase. From offline to online, the business model is now more concerned about customer engagement and impacted by the huge data generated by customer during the purchase process (So et al., 2016). In this context, IGA (Independent Grocers Alliance) is an important example as it has adopted offline and online channel and redefining the high tech mix of Omni-channel retail. About IGA (supermarkets) IGA is an USA supermarket brand established in 1926 and operating in more than 30 countries. It works on franchise model. In Canada, it is supplied by Sobeys and in Australia it is owned by Metcash. The alliance includes about 5000 supermarkets all over the world. IGA, after a long journey from 1926 to 2010; it went digital in 2011. IGA stores got personalised website and mobile application with in built feature of progressive shopper marketing tool. IGA banner includes different other brands like IGA-extra, IGA-express and IGA-mini. After introduction of online grocery shopping, the revenue of IGA has increased by 15%. In 2015, IGA launched a brand new version of online grocery (IGA, 2017). IGA Online Experience The online grocery journey of IGA had started long back in 1996 in Canada, in Quebec. Then at first go, 50 stores participated in that project and within first week 50 orders were filled online. Now, in Canada, over one million orders are filled every year. There is a dedicated team working for ensuring the better experience of online grocery at IGA. They focus on the better delivery of grocery items at customers doorstep. IGA, through their online mode always showcase local producers and made shopping experience more personalised and convenient. In an era where being digital was considered be to out of consideration zone, IGA has introduced it to retail business and got the first mover advantage in Canada. Consumers got first experience of online purchase of their daily grocery and experienced the exciting convenience of online shopping (IGA, 2016). To provide better online experience, IGA has strategically adopted its online grocery in different platforms namely online grocery, online buffet, specific mobile app and tablet app. IGA mobile app provides access to all products which are in stores and consumers can place their orders and make a smart list with all information security. The smart lists enable different shopping list, enabled modification of previous list, sharing of the list and then secure payment option; altogether it redefines the online grocery purchase experience from the aspect of planning and reality. IGA provides consultation option with option of weekly recipes from their empaneled chiefs. To reward loyal customers, IGA recently launched IGA Stamps and offers customer to redeem their collected IGA stamps in exchange with selected items. IGA online shopping provides consumers a better experience in terms of providing scan functionality, product recommendations, store locators and personalised flyer (Cardwell , 2015). With this improved approach of serving customers in this data friendly and digital world, IGA opens up huge opportunities in the context of understanding better consumer insights and behaviours from their online purchasing behaviour. The online channel adoption enabled IGA to provide better personal buying experience, interaction with providers, proper feedback mechanism and a simplified purchasing experience (IGA, 2017). With this Omni-channel approach IGA provides a broader scope of selection to their customers, better reachability aspect and providing customers more personalised and suggestive purchasing experience. Experts from IGA always regarded this investment in online IGA project as creating lifetime customers for IGA. Recently launched IGA Go by IGA is designed to meet shoppers need for an easy, simple and convenient online ordering platform (IGA, 2017). This online approach of consumer serving has provided a scope of learning about consumer through using data analytics. IGA has widely adopted the use of data analytics tool to know about the consumers choice, expectations, behaviour during online purchase and many more complex aspects. All these amplified the opportunity of IGA to understand their potential customer and prospects in better manner with regard to product offering and better customer experience (Cardwell, 2015). IGA has redefined the in-store and online grocery purchasing experience through adopting technology and implementing at every-level. It has provided them a position of competitive advantage. In retail context, while other competitors were trying to improve in-store experience, IGA have thought about adopting online grocery and provided customer a wider variety of choice, easy, simple and enjoyable grocery purchasing experience (Melis et al., 2015). Conclusion In conclusion, it can be said that adopting digital channel where the business model is excessively dependent on physical channel, IGA had taken and successfully implemented the digital channel. It has given IGA a better revenue generation opportunity, happy customer base and unique brand image in the industry (Caprice Rey, 2015). References So, K. K. F., King, C., Sparks, B. A., Wang, Y. (2016). Enhancing customer relationships with retail service brands: The role of customer engagement.Journal of Service Management,27(2), 170-193. IGA (2017). About IGA. Retrieved 25 September 2017, from https://www.iga.com/about.aspx Caprice, S., Rey, P. (2015). Buyer power from joint listing decision.The Economic Journal,125(589), 1677-1704. IGA (2016). IGA Launches New Program for Groceries Online. Retrieved 25 September 2017, from https://www.iga.com/Corporate/Corporate_News/Press_Room/20160922_-_IGA_Launches_New_Program_for_Groceries_Online.aspx Cardwell, M. (2015). IGA improves online shopping experience. Retrieved 17 September 2017, from https://www.canadiangrocer.com/top-stories/iga-improves-online-ordering-51853 Melis, K., Campo, K., Breugelmans, E., Lamey, L. (2015). The impact of the multi-channel retail mix on online store choice: Does online experience matter?.Journal of Retailing,91(2), 272-288.

Mayan Art Essays - Maya Classic Period, National Monuments Of Mexico

Mayan Art Deep within the jungle of Mexico and extending into the limestone shelf of the Yucatan peninsula lie the mysterious temple and pyramids of the Maya. While Europe was still in the midst of the dark ages, these amazing people had mapped the heavens, evolved the only true writing system native to the Americas and were masters of mathematics. They invented the calendars we use today. Across a huge jungle landscape with an amazing degree of architectural perfection and variety. Their legacy in stone, which has survived in a spectacular fashion at places such as Palenque, Tikal, Tulum, Chichen Itza, Copan and Uxmal, lives on as do the seven million descendants of classic Maya civilization. Chichen Itza is one of the greatest ruins of the Maya . I have been to Chichen Itza last year ad I have seen so much great things over there. At the hub of Toltac, Chichen stands it's most important structure. The massive Kukulch pyramid called "El Castillo" (the castle) is roughly at the center of the site. Climbing it is quite a challenge and those who make it are rewarded. Whit a spectacular view of the city and surrounding country side A trip inside the pyramid is quite the opposite. The dark, unbearably humid corridors and chambers are too much for some people. Chichen Itza is a magical place. I had the opportunity wander around the site for two hours. Watching the massive pyramid take shape through the lifting fog is an experience I will not soon forget. Every year over 40,000 people make the trek to the great pyramid to watch in awe as the snake diamond backed body slowly appears. Great for -side temple- pyramid which was dedicated to the cult of Kukulcan. Inside the Castillo has been discovered on earlier Toltec-Maya pyramids, with beautifully preserved details. Also if you stand facing the foot of the temple and shout the echo comes back as a piercing shriek. And a person standing on the top step can speak in a normal voice and be heard by those at the ground level for some distance. This quality is also shared by another Mayan pyramid at Tika. View from the top of the Castillo, looking towards the temple of the Worriers. The temple of the Worriers and it's adjacent Temple of the Jaguar are the most awe inspiring ruins on the complex. A massive temple structure , surrounded by hundreds of columns is carved with relief. A splendid building resting upon a stepped platform surrounded by colonnaded halls. It is a good example of Maya architectects and craftsmen. The building is approached on the northwest through impressive file of square columns, which are decorated on all four with relief. The columns continue on into the jungle, that part of the jungle, that part of the temple still has not been restored. It's an unsetting sight to see how easily the forest has reclaimed the area. Next, the strangest site of all, east of the major Chichen Itza ruins is a dark underground world the Mayans called Cenote. They are deep water filled sinkholes formed by water percolating through the soft limestone above. Since the porous soil held little water, these underground bodies were extremely important to the city. Entry is through a vertical hole with narrow stairs steps carved by The Mayan's themselves. The air is thick and musty. One misstep on the slimy ledges theatens to send you failing over 20 feet. Stalagtites of blood red limestone seem to ooze from the dripping walls. Ahead is a strange green pool of glowing water. As you approach the pool roots of trees hanging before you. In their search for water they have penetrated the ceiling, dropping 50 feet to the pool below. It's like an eerie underground forest. After crawled under some especially low hanging stalactites a beautiful blue green pool of unknown depth stretches out before you. A massive stalagmite hangs down, just inches from touching the surface, and above a piercing beam of light streams in from the ceiling, illuminating the pool and entire chamber. Once a year, in April, the beam of light touches the tip of the stalagmite. There are many instances of ancient people building moment to take advantage of events like these but this is something that is totally natural and unplanned. There is a darker side to this and other Cenote, however. In the wells around Chichen Itza have been found scores of skeletons. Mayan petroglyphs depict human sacrifices at these sites. What lies under this